Porter Ranch is an affluent neighborhood in the northwest region of the San Fernando Valley region of the city of Los Angeles, California. The neighborhood is bounded by Brown’s Canyon/Chatsworth on the south and west, Northridge on the south, and Granada ... » Learn More about Porter Ranch
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Agoura Hills
Agoura Hills is a city in Los Angeles County, California. Its population was estimated to be at 20,843 in 2014, up from 20,537 at the 2000 census. It is in the eastern Conejo Valley between the Simi Hills and the Santa Monica Mountains. The city on ... » Learn More about Agoura Hills
Hidden Hills
Hidden Hills is a city and gated community in Los Angeles County, California. It is located next to the city of Calabasas and is located in the west San Fernando Valley. It is notable for being home to many actors and celebrities. Hidden Hills is in the ... » Learn More about Hidden Hills
Our Latest Posts
How Trump’s Economic Plan Could Impact Mortgage Rates
When it comes to buying a home, mortgage rates play a massive role in determining affordability. With President-elect Trump’s potential economic policies on the horizon, it’s worth asking: how could these plans influence mortgage rates? Let’s break it down. 1. Fiscal Policies and Government Debt: Trump’s plans include significant tax cuts and increased infrastructure spending.Read more “How Trump’s Economic Plan Could Impact Mortgage Rates”
Why Proposition 33 Misses the Mark on Housing Affordability
Proposition 33 has numerous unintended consequences. Economists across the political spectrum agree that rent control fails to address the root causes of housing affordability. By discouraging new apartment construction and deterring investment in rental properties, rent control exacerbates the very issues it aims to solve. Cities like Los Angeles and San Francisco, which enforce strictRead more “Why Proposition 33 Misses the Mark on Housing Affordability”
Key Factors Driving San Fernando Valley’s Real Estate Market: Rates, Inventory, and Insurance
The residential real estate market in the San Fernando Valley, Los Angeles region, has stabilized. Inventory is up but still remains moderate by historical standards. The quantity of sales has dropped, and affordability remains tight. The recent drop in mortgage rates, from 8% in October 2023 to 6%, provides some relief to those needing aRead more “Key Factors Driving San Fernando Valley’s Real Estate Market: Rates, Inventory, and Insurance”
Mortgage Rates Plummet a Year Ahead of Fed Funds Rate Drop
I’ve said it numerous times: the Fed Funds Rate does not directly correlate with the 30-year fixed mortgage rate. Every time the Fed makes a move, it hits the news, and my phone starts ringing off the hook with potential borrowers expecting mortgage rates to drop. However, mortgage rates have already fallen, from 8% inRead more “Mortgage Rates Plummet a Year Ahead of Fed Funds Rate Drop”