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Ron Henderson

Mortgage Rates History Over Last 90 Days Based on Loan Program November 16 2021

Mortgage Rates based on loan program 111621

Mortgage rates have been trickling higher since the Federal Reserve indicated that they'll be starting the tapering of their purchase of mortgage-backed securities and long duration notes this month by $15B a month. The chart showing the impact of the loan to value and credit score reflect higher ... » Learn More about Mortgage Rates History Over Last 90 Days Based on Loan Program November 16 2021

Filed Under: Mortgage Rates Tagged With: mortgage rates

San Fernando Valley Single Family Dwelling Income to Loan Guide October 2021

SFV Single Family Dwelling Income to Loan Guide Oct 2021

If you are in the Los Angeles area, have any questions or real estate sales or financing needs, feel free in contacting me Ron Henderson GRI, SRES, SFR, RECS, CIASPresident/BrokerMulti Real Estate Services, Inc.Gov’t Affairs Chair – California Association of Mortgage Professionals ... » Learn More about San Fernando Valley Single Family Dwelling Income to Loan Guide October 2021

Filed Under: Market Updates, Mortgage Rates Tagged With: san fernando valley homes, San Fernando Valley Real Estate Market

Zillow’s House Flipping Business Blows Up, What Does That Mean For The Housing Market?

Zillow Blows Up

Over a year ago when Zillow started getting into the home buying and flipping business I said wait till the market turns down and watch them take a hit. It didn’t take that long. The real estate market is still solid, and they blew up. Real estate is very local. Zillow’s perception that they ... » Learn More about Zillow’s House Flipping Business Blows Up, What Does That Mean For The Housing Market?

Filed Under: Market Updates Tagged With: California real estate, Zillow losses

What the Higher Conforming Loan Limits Means For New Mortgages

Some of my wholesale lenders are being aggressive and funding conforming loans on a higher conforming maximum loan limit of $625,000 for a one-unit property, which is $75,000 above the current FHFA limit of $548,000.The new limits generally are released for Freddie and Fannie loans by the Federal ... » Learn More about What the Higher Conforming Loan Limits Means For New Mortgages

Filed Under: Mortgage Rates, Regulations and Laws Tagged With: conforming loan limits, Fannie Mae loan limits, Freddie Mac loan limits, Mortgage programs

The Fed Preps Us For Rate Increases

Fed Funds Rate Forecast Sept 22 2021

After their September 22nd meeting, the Federal Reserve left the Fed Funds Rate at 0-.25%, and the quantity of Bond and Mortgage Securities purchases intact at $120B per month... But they signaled that they feel comfortable scaling back on their bond purchases by the end of the year. The bond and ... » Learn More about The Fed Preps Us For Rate Increases

Filed Under: Mortgage Rates Tagged With: fed funds rates, mortgage rates, Quantitative Easing, Quantitative Tightening

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