The June housing numbers for the San Fernando Valley are out, and on the surface, they don't look all that bad. The median sales price for a single family home reached $1,185,000, up 3% year-over-year, while closed sales actually increased 6% compared to June of last year. But if you've been in ... » Learn More about San Fernando Valley Housing Market Update: Rising Rates and a Market Sending Mixed Signals
mortgage rates
Modernizing the Fed: Why Better Data Means Better Interest Rate Decisions
I’ve said it several times, one thing has become increasingly clear over the past several years… the economy moves faster than the Federal Reserve's traditional decision making process. The Fed has a difficult job. It has to balance inflation, employment, economic growth, and financial stability, ... » Learn More about Modernizing the Fed: Why Better Data Means Better Interest Rate Decisions
California Dream For All – First Time Buyer Program Returns For 2026
The California Housing Finance Agency (CalHFA) Dream For All Shared Appreciation Loan is back for 2026 and offering a powerful down payment assistance opportunity for first generation, first time homebuyers... especially here in Los Angeles, where saving for a down payment can feel daunting. The ... » Learn More about California Dream For All – First Time Buyer Program Returns For 2026
Mortgage Rates Have Dropped to Multi-Year Lows But Your Exact Rate Still Depends on Your Profile
I always say “When you hear it on the news, it’s obsolete”. When you hear the mortgage rates have dropped from the media, it’s based on Freddie Mac data that can be a week old. Rates can change a couple times a day, depending on financial markets. Over the past year, we’ve watched mortgage ... » Learn More about Mortgage Rates Have Dropped to Multi-Year Lows But Your Exact Rate Still Depends on Your Profile
Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans
When you're navigating the lending world, especially here in the San Fernando Valley and Greater Los Angeles, you’re going to hear two terms thrown around a lot: Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM). They sound technical, and honestly they are. But understanding the difference ... » Learn More about Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans