California voters have approved a new homebuyer assistance program that could make purchasing a home easier. But there are some important limitations buyers should understand. California voters approved Proposition 37 in the November 2026 election, authorizing up to $25 billion in revenue bonds to ... » Learn More about California Proposition 37 Passes: Will It Really Make Homeownership More Affordable?
Regulations and Laws
California’s New AB 2050: Higher HOA Dues, Property Values, and Another Hurdle for Mortgage Financing?
California's new HOA reserve funding law may have significant consequences for condominium owners, buyers, sellers, and the real estate market. If you own a condominium, townhome, or property within a homeowners association (HOA), there's a new California law you should know about. It's called ... » Learn More about California’s New AB 2050: Higher HOA Dues, Property Values, and Another Hurdle for Mortgage Financing?
Your LADWP Bill Didn’t Get Expensive Overnight: The LA100 Decisions Behind Rising Electricity Costs
If you're a Los Angeles Department of Water and Power (LADWP) customer, you've probably noticed that electricity isn't getting any cheaper. And if you're paying attention to the political discussion surrounding utility rates, particularly during an election cycle, much of the criticism seems to land ... » Learn More about Your LADWP Bill Didn’t Get Expensive Overnight: The LA100 Decisions Behind Rising Electricity Costs
Why All the Paperwork? The Reality of a California Real Estate Transaction: It’s Not a Garage Sale
One of the complaints I hear periodically from buyers and sellers is pretty simple: “Why is there so much paperwork?” It’s a fair question. After 40 years of selling real estate and originating mortgage loans in California, I can tell you that the amount of paperwork involved in a real estate ... » Learn More about Why All the Paperwork? The Reality of a California Real Estate Transaction: It’s Not a Garage Sale
Oil, Inflation, the Fed, the National Debt, and Why Mortgage Rates May Stay Higher
If you’ve been watching mortgage rates lately, you’ve probably noticed something: they’re going the wrong direction again. The Freddie Mac 30-year fixed mortgage rate jumped to 7.28% as of October 1, up from 7.03% just one week earlier. A year ago, it was 6.34%. There are obviously a lot of ... » Learn More about Oil, Inflation, the Fed, the National Debt, and Why Mortgage Rates May Stay Higher