Every few months the news cycle grabs onto a dramatic housing headline , and the most recent one claims that “foreclosures are rising sharply.” Technically, some foreclosure categories have increased year-over-year, but the real question is: compared to what? When you look at the actual data, ... » Learn More about Are Foreclosures Really “Surging”? Here’s the Real Story Behind the Headlines
Regulations and Laws
Reverse Mortgages vs. Home Equity Investments: Understanding the True Long Term Cost of “No Payment” Options
I have heard from several homeowners lately that want to tap into their equity. Refinancing into a standard forward mortgage is an option for some, but many don't want to mess with their existing mortgage, deal with a Home Equity Line of Credit with another payment, or they want to eliminate their ... » Learn More about Reverse Mortgages vs. Home Equity Investments: Understanding the True Long Term Cost of “No Payment” Options
Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming
When I talk to a potential seller of a property we have to discuss the potential tax consequences. An investment property can use 1031 Exchanges to defer taxes and use the proceeds to upgrade or diversify their real estate holdings. With an owner occupied residence the sale incorporates a limited ... » Learn More about Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming
Trump vs. the Fed: How Politics Could Drive Mortgage Rates Higher
President Trump has been all over the Federal Reserve pressuring them to lower interest rates since he took office in January. After the Fed Dropped their overnight rate a full percent the end of '23, they've been on hold. Tariffs, Immigration policies, sticky inflation, soft employment... The Fed ... » Learn More about Trump vs. the Fed: How Politics Could Drive Mortgage Rates Higher
New CEQA Reforms Could Finally Unlock Housing Development
CEQA Reform: A Much-Needed Boost for Housing in California If you've ever wondered why housing in California is so expensive, or why it takes years just to get a shovel in the ground on a new residential project, much of the blame traces back to a 1970 law: the California Environmental Quality ... » Learn More about New CEQA Reforms Could Finally Unlock Housing Development