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housing affordability

San Fernando Valley Housing Market For September 2026: Sales Slow, Inventory Tightens, and Mortgage Rates Climb

SFV SFR stats Sept 2026

The San Fernando Valley housing market continues to face some significant challenges. Sales activity is slowing, affordability remains a major obstacle, and mortgage interest rates have taken another substantial jump. Interestingly, inventory is also declining, which makes this market a little more ... » Learn More about San Fernando Valley Housing Market For September 2026: Sales Slow, Inventory Tightens, and Mortgage Rates Climb

Filed Under: Market Updates, Mortgage Rates Tagged With: California Real Estate market, economics, housing affordability, mortgage rates, San Fernando Valley Real Estate Market

Oil, Inflation, the Fed, the National Debt, and Why Mortgage Rates May Stay Higher

wti_vs_mortgage_rates_updated_oct_2026

If you’ve been watching mortgage rates lately, you’ve probably noticed something: they’re going the wrong direction again. The Freddie Mac 30-year fixed mortgage rate jumped to 7.28% as of October 1, up from 7.03% just one week earlier. A year ago, it was 6.34%. There are obviously a lot of ... » Learn More about Oil, Inflation, the Fed, the National Debt, and Why Mortgage Rates May Stay Higher

Filed Under: Mortgage Rates, Regulations and Laws Tagged With: economics, housing affordability, mortgage rates, Oil vs interest rates

San Fernando Valley Housing Market Update: Rising Rates and a Market Sending Mixed Signals

SFV SFR Housing Stats 0626

The June housing numbers for the San Fernando Valley are out, and on the surface, they don't look all that bad. The median sales price for a single family home reached $1,185,000, up 3% year-over-year, while closed sales actually increased 6% compared to June of last year. But if you've been in ... » Learn More about San Fernando Valley Housing Market Update: Rising Rates and a Market Sending Mixed Signals

Filed Under: Market Updates, Mortgage Rates Tagged With: economics, housing affordability, mortgage rates, San Fernando Valley Real Estate Market

Modernizing the Fed: Why Better Data Means Better Interest Rate Decisions

Moderizing the Fed img

I’ve said it several times, one thing has become increasingly clear over the past several years… the economy moves faster than the Federal Reserve's traditional decision making process. The Fed has a difficult job. It has to balance inflation, employment, economic growth, and financial stability, ... » Learn More about Modernizing the Fed: Why Better Data Means Better Interest Rate Decisions

Filed Under: Mortgage Rates, Regulations and Laws Tagged With: economics, Federal Reserve Task Force, housing affordability, mortgage rates, Mortgage Regulations

The 21st Century ROAD to Housing Act: A Step in the Right Direction, But Housing Is Still a Local Issue

ROAD_to_Housing_Act_Blog_Header

Congress has officially passed H.R. 6644, the 21st Century ROAD to Housing Act, one of the most significant federal housing packages we've seen in years. The bill became law despite not being signed by President Trump, as Trump didn’t veto it, and under the Constitution, a bill that has passed both ... » Learn More about The 21st Century ROAD to Housing Act: A Step in the Right Direction, But Housing Is Still a Local Issue

Filed Under: Regulations and Laws Tagged With: 21st Century ROAD to Housing Act, economics, housing affordability, Los Angeles housing regulations

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