On December 10, 2025, the Federal Reserve once again trimmed the overnight federal funds rate, reducing the target range by 0.25% to 3.50%–3.75%, the third consecutive cut this year. The move shows policymakers are responding to slowing economic momentum, particularly in the job market, while ... » Learn More about Fed Rate Cuts, Mortgage Rates, and Housing: Understanding the Disconnect as We Head Into 2026
housing affordability
Updated 2026 Conforming, FHA & VA Loan Limits for Los Angeles & Ventura Counties
Every year, the Federal government updates mortgage loan limits to reflect housing market conditions, and 2026 is no different. Not all counties are created equal. Both Los Angeles and Ventura Counties are in high cost areas, but they can have different loan limits. That means for homebuyers ... » Learn More about Updated 2026 Conforming, FHA & VA Loan Limits for Los Angeles & Ventura Counties
San Fernando Valley and Surrounding Areas Real Estate Market Update September 2025
The San Fernando Valley housing market continues its gradual transition from the heated pace of the pandemic years to something more balanced… for many, a bit more complicated. Buyers are seeing the most inventory in over a decade, while sellers are learning that pricing strategy and presentation ... » Learn More about San Fernando Valley and Surrounding Areas Real Estate Market Update September 2025
Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next
Over the past four years, mortgage rates have taken a wild ride, reflecting not only the Federal Reserve’s policy moves but also broader economic pressures that influence long term interest rates. Here's a break down of the timeline from late 2021 through today and explore where things may head ... » Learn More about Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next
San Fernando Valley Housing: A Balanced Market August 2025 Update
The August 2025 numbers are in for the San Fernando Valley, and the story they tell is one of contrast. Single family homes and condominiums are following different tracks, and both buyers and sellers need to understand what’s driving today’s conditions. Reality, the market is more balanced than it ... » Learn More about San Fernando Valley Housing: A Balanced Market August 2025 Update