There are numerous elements interacting right now that are shaping the San Fernando Valley and Los Angeles real estate markets. Some key factors include inventory levels, interest rates, government-imposed tariffs, layoffs, wildfires, insurance, and HOA issues. Let’s break down some of this. For ... » Learn More about San Fernando Valley / Los Angeles Real Estate: Trends Shaping the Market in March 2025
Regulations and Laws
FHA’s 203(h) Mortgage Insurance for Disaster Victims program
Experiencing the devastation of losing a home to a wildfire is an unimaginable hardship. In such times, understanding the resources available can be a beacon of hope. One such resource is the FHA's 203(h) Mortgage Insurance for Disaster Victims program, designed to assist individuals in rebuilding ... » Learn More about FHA’s 203(h) Mortgage Insurance for Disaster Victims program
How Trump’s Economic Plan Could Impact Mortgage Rates
When it comes to buying a home, mortgage rates play a massive role in determining affordability. With President-elect Trump’s potential economic policies on the horizon, it’s worth asking: how could these plans influence mortgage rates? Let’s break it down. 1. Fiscal Policies and Government Debt: ... » Learn More about How Trump’s Economic Plan Could Impact Mortgage Rates
FHFA Mortgage Loan and Natural Disaster Dashboard
The Federal Housing Finance Agency (FHFA) has released the Mortgage Loan and Natural Disaster Dashboard the public. It’s designed to provide property owners, community leaders, financial institutions, policymakers, and other stakeholders with better insight into which areas are most likely to incur ... » Learn More about FHFA Mortgage Loan and Natural Disaster Dashboard
So How Much Debt Has The Government Got Us In?
The government debt is the difference between revenue (taxes) and the expenditures. It's basically on our credit card. It matters because bonds have to be sold to finance that debt. Interest has to be paid to cover that debt. Those bonds are in competition with other debt that needs to be financed, ... » Learn More about So How Much Debt Has The Government Got Us In?