The past year has been a rollercoaster for interest rates, but in recent weeks, we’re finally seeing a bit of relief. As of mid-October 2025, the average 30 year fixed mortgage rate has eased to 6.23%, while the 7/6 adjustable rate mortgage (ARM) is averaging around 5.72%. Both are down roughly a ... » Learn More about Mortgage Rates Continue to Drift Lower But What’s Really Driving Them?
mortgage rates
Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next
Over the past four years, mortgage rates have taken a wild ride, reflecting not only the Federal Reserve’s policy moves but also broader economic pressures that influence long term interest rates. Here's a break down of the timeline from late 2021 through today and explore where things may head ... » Learn More about Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next
San Fernando Valley Housing: A Balanced Market August 2025 Update
The August 2025 numbers are in for the San Fernando Valley, and the story they tell is one of contrast. Single family homes and condominiums are following different tracks, and both buyers and sellers need to understand what’s driving today’s conditions. Reality, the market is more balanced than it ... » Learn More about San Fernando Valley Housing: A Balanced Market August 2025 Update
Need Better Rates? Start with a Better Credit Score
Credit scores are critical when it comes to qualifying for financing, whether it’s a mortgage, car loan, or even a new credit card. The higher the score, the easier it is to qualify and the better the interest rates you’re likely to get. Even a small difference of just a few points can have a real ... » Learn More about Need Better Rates? Start with a Better Credit Score
Reverse Mortgages Explained: Pros and Cons
I have several clients that are equity rich but cash poor. I receive referrals from Financial Planners to evaluate retirees’ options from the real estate finance side. Reverse Mortgages are viable options. Reverse mortgages have come a long way. What was once considered a “last resort” is now ... » Learn More about Reverse Mortgages Explained: Pros and Cons