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Ron Henderson

Latest Housing Affordability Data

These are the latest affordability numbers from the National Association of Realtors. They don't incorporate the tightening of loan underwriting guidelines due to the new Dodd Frank regulations that are just now starting to be imposed on mortgages, but it does give a good indication on how the ... » Learn More about Latest Housing Affordability Data

Filed Under: Uncategorized Tagged With: California Real Estate market, Dodd Frank financial regulations, housing affordability, Los Angeles Real Estate market, multi real estate services, ron henderson, san fernando valley

Existing Home Sales Fall 3.2 Percent in October Nationally

The national drop in existing home sales volume isn't as big a concern as the anemic 28% first time home buyers. As I've conveyed for years, the housing market is not healthy. The increase in values have been driven by hedge funds, domestic and foreign investors... Watch for my blog on the upcoming ... » Learn More about Existing Home Sales Fall 3.2 Percent in October Nationally

Filed Under: Uncategorized Tagged With: first time buyers, home sales, real estate market, san fernando valley homes

Home equity lines due for reset may be looming financial disaster

This article reiterates one of the economic headwinds I've been conveying. HELOCs and interest only adjustable rate mortgages generated at the peak of the last real estate market will be resetting soon. The payment shock of the principle repayment being made over a shorter period than a standard 30 ... » Learn More about Home equity lines due for reset may be looming financial disaster

Filed Under: Uncategorized Tagged With: Home equity lines due for reset

Fannie, Freddie close to paying off taxpayer bailout bill

Treasury reaps revenue from 2 mortgage giants By The Washington Times Thursday, November 7, 2013 Fannie Mae and Freddie Mac, the housing giants whose combined $188 billion bailout dwarfed all others during the 2008 financial crisis, announced Thursday that they will return another $39 billion in ... » Learn More about Fannie, Freddie close to paying off taxpayer bailout bill

Filed Under: Uncategorized Tagged With: Fannie, Freddie close to paying off taxpayer bailout bill, taxpayer bailout bill

Are You Sure Your Credit Report is Accurate? Check First, Before You Shop for a Home

Your credit is a critical piece of the qualifying puzzle to get a mortgage. Imagine you just found out what your mortgage interest rate is from your lender, and it's much higher than advertised rates. You know your credit is better than that, so why is it costing you more than it should to buy a ... » Learn More about Are You Sure Your Credit Report is Accurate? Check First, Before You Shop for a Home

Filed Under: Uncategorized Tagged With: credit, credit repair, mortgage, Shop for a Home

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