Like most who live in the region of Los Angeles and Ventura Counties, we enjoy the beautiful open spaces, and hate the traffic. The 2016 Ventura County Economic Outlook references how the urban growth controls have unintended consequences. Growth controls have been in effect for years in most ... » Learn More about Ventura and Los Angeles Urban Growth Regulations: Their Unintended Impacts
How Non-Permitted Improvements Affects Property Values, Transactions, Loans, and What to Do About It (Presentation)
Non-permitted Rooms, Improvements, Garage Conversions... Learn how the utility, market value, and appraisal value of a property can differ, affect real estate transactions, and what to do about it. This will be a very enlightening subject you will not want to miss. Ron Henderson President/Broker ... » Learn More about How Non-Permitted Improvements Affects Property Values, Transactions, Loans, and What to Do About It (Presentation)
Mortgage Rates Drop A Lot! Federal Reserve Was Way Off Base in December
When the Federal Reserve increased the Fed Rate from 0% to .25% in December, Fed Chair Janet Yellen indicated the Fed expected four rate increases during 2016. What's happening so far in 2016 is a perfect example of what I was conveying in my blog in September "Fed Rate and Affect on Mortgage Rates ... » Learn More about Mortgage Rates Drop A Lot! Federal Reserve Was Way Off Base in December
California Housing Market at a Glance
The California month over month home sales jumped almost 10%. That was to be expected because the November sales dropped due to the new Truth in Lending, RESPA, Integrated Disclosures (TRID) delaying closings. The Affordability Index has been hanging in there and not being affected by the 8% ... » Learn More about California Housing Market at a Glance
A Graphical Breakdown on a Credit Score
Unfortunately 74% of college students don't know their credit score. Everybody as a minimum should be checking their credit report at least once a year, especially before a major purchase. Here is a graphical breakdown on credit scoring. If you are in the Los Angeles region, have any questions ... » Learn More about A Graphical Breakdown on a Credit Score