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Ron Henderson

Mortgage Rates Stable… For How Long?

The mortgage rates have been in a good stable range for a few months. The Federal Reserve rate drops last year and continuing their purchase of $60 billion per month of treasuries, have propped up the economy, while the uncertainty of the China trade issues were up in the air. Now with the signing ... » Learn More about Mortgage Rates Stable… For How Long?

Filed Under: Mortgage Rates Tagged With: ARM vs. fixed-rate mortgages, economics, mortgage rates

California Water Use Laws and Cost – Here’s the Correct Information

There's been a lot of incorrect information being bantered around regarding new water costs. The water police will not be smacking our wrists for taking a long shower... but a bill was signed into law May 2018 tightens water use efficency use on the states water agencies. It will be the agencies ... » Learn More about California Water Use Laws and Cost – Here’s the Correct Information

Filed Under: Regulations and Laws Tagged With: california water efficency law

Ventura and Los Angeles Urban Growth Regulations: Their Unintended Impacts

Like most who live in the region of Los Angeles and Ventura Counties, we enjoy the beautiful open spaces, and hate the traffic. The 2016 Ventura County Economic Outlook references how the urban growth controls have unintended consequences. Growth controls have been in effect for years in most ... » Learn More about Ventura and Los Angeles Urban Growth Regulations: Their Unintended Impacts

Filed Under: Uncategorized Tagged With: housing prices, Urban Growth

How Non-Permitted Improvements Affects Property Values, Transactions, Loans, and What to Do About It (Presentation)

Non-permitted Rooms, Improvements, Garage Conversions... Learn how the utility, market value, and appraisal value of a property can differ, affect real estate transactions, and what to do about it. This will be a very enlightening subject you will not want to miss. Ron Henderson President/Broker ... » Learn More about How Non-Permitted Improvements Affects Property Values, Transactions, Loans, and What to Do About It (Presentation)

Filed Under: Uncategorized Tagged With: permits

Mortgage Rates Drop A Lot! Federal Reserve Was Way Off Base in December

When the Federal Reserve increased the Fed Rate from 0% to .25% in December, Fed Chair Janet Yellen indicated the Fed expected four rate increases during 2016. What's happening so far in 2016 is a perfect example of what I was conveying in my blog in September  "Fed Rate and Affect on Mortgage Rates ... » Learn More about Mortgage Rates Drop A Lot! Federal Reserve Was Way Off Base in December

Filed Under: Uncategorized Tagged With: mortgage rates

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