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Ron Henderson

Congress Passes Mortgage Act to Make it Easier to Get a Mortgage, But Don’t Count On It

By a vote of 255-174, the House approved the “Portfolio Lending and Mortgage Access Act,” which would broaden the definition of qualified mortgages – those that qualify for the safe harbor – to include all mortgages held on a lender's balance sheet. The new QM rule would recognize all residential ... » Learn More about Congress Passes Mortgage Act to Make it Easier to Get a Mortgage, But Don’t Count On It

Filed Under: Uncategorized Tagged With: Dodd Frank financial regulations, housing affordability, Mortgage Regulations

Think Twice About Using a HERO Energy – Water Conservation Financing Program

HERO (Home Energy Renovation Opportunity) is a PACE (Property Assessed Clean Energy) program that allows homeowners to finance energy-efficient and water-saving home upgrades, with payments made through their property tax bill. The government is aggressively marketing this program to homeowners, and ... » Learn More about Think Twice About Using a HERO Energy – Water Conservation Financing Program

Filed Under: Uncategorized Tagged With: California Real Estate market, HERO loan program, Home Prices, Los Angeles Real Estate market, mortgage rates

Mortgage Interest Rate Update November 6, 2015

https://youtu.be/4AT-K2VVybM Ron Henderson President/Broker of Multi Real Estate Services and a Gov't Affairs Chair for California Association of Mortgage Professionals evaluates the present mortgage interest rate environment as of November 6, 2015 If you are in the Los Angeles area, have any ... » Learn More about Mortgage Interest Rate Update November 6, 2015

Filed Under: Uncategorized Tagged With: mortgage rates

Should You Pay Off Your Mortgage Before Retirement?

Should You Pay Off Your Mortgage Before Retirement? As I say often, it's all about the math. CNBC recently published an article that covers the subject.  With mortgage rates still at historic lows, if you take into account the potential growth from other long term investments, locking up your ... » Learn More about Should You Pay Off Your Mortgage Before Retirement?

Filed Under: Uncategorized Tagged With: retire mortgage

History of California Detached Home Prices 2005-2015

Now up 74.0% from trough in Feb-09 High: May 2007: $594,530 Valley: $177,270 in 1996 2000 annual median price up 11.0% over 1999 2001 annual median price up 8.7% from 2000 2002 annual median price up 20.5% from 2001 2003 annual median price up 17.5% from 2002 2004 annual median price up 21.3% from ... » Learn More about History of California Detached Home Prices 2005-2015

Filed Under: Uncategorized Tagged With: California Real Estate market

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