The direct issues created by wild fires like the destruction of property and dislocation of residents in the region are obvious. There are several other problems that can arise. A few of these other issues can make closing a real estate transaction, or refinance of a property a ... » Learn More about Wild Fires and State of Emergency Can Make Funding a Mortgage a Challenge
Regulations and Laws
Recent Washington DC Legislative Conference
As Government Affairs Co-Chair for the California Association of Mortgage Professionals (CAMP) I was a California Delegate for the National Association of Mortgage Professionals (NAMB) Legislative and Regulatory Conference. This conference is always educational and productive. We interface with ... » Learn More about Recent Washington DC Legislative Conference
Ron Henderson Chairs the Government Affairs Committee in Sacramento for the California Association of Mortgage Professional Legislative Conference
Beware of Lead Based Paint Liability Misinformation
There's been a lot of misinformation about residential properties having to have lead based paint abated, and who should be paying for it. This infographic from the California Association of realtors is short, but covers the reality of what's transpiring. Beware of the Healthy Homes and Schools ... » Learn More about Beware of Lead Based Paint Liability Misinformation
Los Angeles Housing Affordability for Renters
As reflected in the HARI, Housing Affordability Renters Index, the Los Angeles region is the least affordable in the nation at 18%. The home ownership rate is also the lowest at 47.7%, which translates to Los Angeles having a higher percentage of renters than owners. Compare that to the Phoenix area ... » Learn More about Los Angeles Housing Affordability for Renters