Instead of the government taking a scalpel to the problems that created the economic meltdown and mortgage backed security issues in 2007, they did a shotgun blast, and missed the target. Yes, there was plenty of blame to go around that created the Great Recession. Banks underwriting not doing ... » Learn More about The Government Regulations & Dodd Frank Miss the Real Target on Avoiding Another Mortgage Meltdown
Regulations and Laws
Workshop on Homeowners Associations: How HOA Variables Can Make or Break a Purchase Transaction
I'll be conducting a workshop on Homeowners Associations for Realtors at the Outwest Marketing Meeting in Canoga Park, CA this Friday July 28 at 8:15am. There are variables that can be disruptive, or detrimental to a transaction if not evaluated properly, or if it's not fully understood what ... » Learn More about Workshop on Homeowners Associations: How HOA Variables Can Make or Break a Purchase Transaction
Lender Fair -California Association of Mortgage Professionals Greater Ventura Chapter May 18
Thursday May 18th there will be a Lender Fair, specifically for loan processionals. I'll be moderating a couple wholesale lender panels applicable to non-Qualified Mortgage loan programs. I'll also be giving an overview of the recent Washington DC & Sacramento Legislation Conferences, and what's ... » Learn More about Lender Fair -California Association of Mortgage Professionals Greater Ventura Chapter May 18
Building Guest Houses in Los Angeles to Help Ease Housing Shortage
Guest House, Granny Flat, Accessory Dwelling Unit... whatever you want to call it, I've been an advocate for decades for allowing property owners in Los Angeles to easily build additional units on their property to help take pressure off the local housing shortage. Sacramento got the clue recently ... » Learn More about Building Guest Houses in Los Angeles to Help Ease Housing Shortage
HERO and PACE Loans Get a New Disclosure Jan 1 – For Good Reasons
As I blogged and gave presentations on over a year ago (Think Twice About Using a HERO Energy – Water Conservation Financing Program), the PACE (Property Assessed Clean Energy) and HERO (Home Energy Renovation Opportunity) loans pitched by the government and sold by contractors to make energy and ... » Learn More about HERO and PACE Loans Get a New Disclosure Jan 1 – For Good Reasons