On December 10, 2025, the Federal Reserve once again trimmed the overnight federal funds rate, reducing the target range by 0.25% to 3.50%–3.75%, the third consecutive cut this year. The move shows policymakers are responding to slowing economic momentum, particularly in the job market, while ... » Learn More about Fed Rate Cuts, Mortgage Rates, and Housing: Understanding the Disconnect as We Head Into 2026
Fed Funds Rate
Mortgage Rates Down to 2016 Levels, First It Was The Federal Reserve, Then It Was New Tariffs. What a 48 hours!
The interest rates had a very crazy 48 hours. It came in two phases. Phase one - The Federal Reserve on Wednesday did what was totally expected for months. They dropped the Fed Rate .25%. The first reduction in 10 years. Fed Chairman Powell indicated that it was a mid-cycle adjustment. The ... » Learn More about Mortgage Rates Down to 2016 Levels, First It Was The Federal Reserve, Then It Was New Tariffs. What a 48 hours!
Fed Funds Rate Increased As Expected, Future Rate Forecast
The Federal Reserve increased their target rate for the Fed Funds another .25% today (Sept 26, 2018) to 2.0-2.25%. The gradual increase is expected to continue in the future. Another .25% as soon as this December. The Fed has direct control of the short term rates. This increase will directly ... » Learn More about Fed Funds Rate Increased As Expected, Future Rate Forecast