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Regulations and Laws

How The US Debt Affects Mortgage Rates

National Debt Clock 111123 2pm

The United States is facing a dire fiscal situation, with a federal debt that has exceeded $33.7 trillion as of November 11, 2023. This staggering number equates to over $100,000 of debt for every single person in America. The debt servicing is presently $1.8 Billion per day. (Note this is not ... » Learn More about How The US Debt Affects Mortgage Rates

Filed Under: Market Updates, Regulations and Laws Tagged With: economics, Federal Debt, Federal Debt Interest Cost, Federal Debt Servicing, housing affordability, mortgage rates

Avoid Fraud – Los Angeles County e-Notification Alerts

Fraud Alert image

There’s a lot of fraud against real estate owners. With the e-Notification service, you can register your email now to be alerted whenever a foreclosure, transfer of title, or mortgage is recorded on your property with the Los Angeles County Registrar-Recorder/County Clerk. This notification allows ... » Learn More about Avoid Fraud – Los Angeles County e-Notification Alerts

Filed Under: Regulations and Laws Tagged With: Avoid Real Estate Fraud, Los Angeles County e-Notification Alerts

Questions For Homeowner’s Associations, and Information You Need To Know Before Buying

HOA image

Understanding elements when buying, or owning a property under the jurisdiction of a Homeowner's Association (HOA) is critical. This is way more than "How much are the HOA dues?" It can affect quality of lifestyle, or the economic viability of the unit. I always tell buyers when you own a ... » Learn More about Questions For Homeowner’s Associations, and Information You Need To Know Before Buying

Filed Under: Market Updates, Regulations and Laws Tagged With: California Real Estate market, economics, HOA, Homeowners associations, housing affordability, Mortgage Regulations, San Fernando Valley Real Estate Market

Is Insurance Becoming the Housing Market’s Achilles’ Heel?

Real estate heel

In recent times, insurance costs have been skyrocketing, leading to significant concerns within the real estate market. While some attribute this surge to "greedy insurance companies," there are various factors at play, including wildfires, floods, inflation, and delays from regulatory bodies like ... » Learn More about Is Insurance Becoming the Housing Market’s Achilles’ Heel?

Filed Under: Market Updates, Regulations and Laws Tagged With: california insurance issues, California Real Estate market, economics, Los Angeles Real Estate market

CalHFA Does Live Presentation On First Time Buyer Down Payment Assistance at the Outwest Real Estate Meeting June 30, 2023

CalHFA

The California Housing Finance Agency will be giving a presentation on their First Time Buyer Down Payment Assistance Programs at the Outwest Real Estate Education Meeting Friday 30, 2023. The presenter Leanne Walker CalHFA Lender Training and Outreach has given great presentations to Outwest in the ... » Learn More about CalHFA Does Live Presentation On First Time Buyer Down Payment Assistance at the Outwest Real Estate Meeting June 30, 2023

Filed Under: Regulations and Laws Tagged With: CALHFA, California Real Estate market, Down Payment Assistance, first time buyers

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