Because of crime levels rising through the years, some cities, including Los Angeles, enacted “Crime-Free Housing” Policies requiring landlords to evict tenants accused of breaking the law. In many ways, the policy turned the Housing Providers into a quasi police force, where they couldn’t turn a ... » Learn More about From Enforcement to Equality: Reassessing Crime-Free Housing Policies in Light of Racial Disparity
Regulations and Laws
How Some Banks Fail, and Some Grow
There have always been bank failures. Some are poorly managed, some too heavily exposed to a volatile commodity, and some are just nailed by the economy with inadequate reserves to weather the storm. There are still 4,000+ commercial banks in the United States, but this diagram shows how over the ... » Learn More about How Some Banks Fail, and Some Grow
Mortgage Rates and Bank Issues- How They Correlate
Many times history repeats, with a twist. In 2008 the “Residential” Mortgage Backed Securities (MBS) put pressure on the financial system because the credit quality of the mortgages was poor. Subsequently, underwriting guidelines tighten, and the quality of the present loans is excellent. We ... » Learn More about Mortgage Rates and Bank Issues- How They Correlate
Down Payment and Closing Cost Assistance To Purchase a Home
Regardless of other financial vehicles, we all know owning real estate is the primary way to accumulate wealth and financial security. Especially with the high cost of rent, it’s hard for a first-time buyer to collect the funds to purchase. There are numerous (400+) programs from California or local ... » Learn More about Down Payment and Closing Cost Assistance To Purchase a Home
The Option to Make Money From Your Real Estate License Without Doing the Work
Real estate agents many times realize real estate as a vocation isn’t working out for them, or they need an option. You worked hard to get your real estate license. Transfer your license and reap the benefits. There’s value in your license, even if you’re not active conducting the ... » Learn More about The Option to Make Money From Your Real Estate License Without Doing the Work