California housing costs will remain high going into the future. It's a matter of supply and demand. Even though the quantity of new housing construction permits have been going up over the past few years, the quantity is no where close to where it needs to be to house the household growth of ... » Learn More about California Housing Construction Not Keeping Up With Population Growth
How a Credit Score Affects a Mortgage and How to Improve your Score
The old 680 is today's 740... Income is one of the parameters used to qualify for a mortgage, but the rate and loan to value will be determining factors what your interest rate will be. I'll be conducting another workshop this Saturday May 16 for the Economic and Financial Education Council on how ... » Learn More about How a Credit Score Affects a Mortgage and How to Improve your Score
Video That Helps Explain TRID – TILA-RESPA Intigrated Disclosure Rule
August 1, 2015 will be the first day TRID will have it's impact on the entire real estate market. Unfortunately the majority of those in the industry are still naive on what TRID is, and how it will effect real estate transactions. The Dodd-Frank Wall Street Reform and Consumer Protection Act ... » Learn More about Video That Helps Explain TRID – TILA-RESPA Intigrated Disclosure Rule
The 10 Best Ways to Improve Your Credit Score and Get Better Interest Rates (Live Workshop)
FICOs and credit scoring has a huge influence on you getting approved for a mortgage, and what your interest rate will be. Learn how your actions, even if you thought would benefit your credit rating, could hurt you. Learn the tricks of the trade, and how underwriters (and computers) look at you. ... » Learn More about The 10 Best Ways to Improve Your Credit Score and Get Better Interest Rates (Live Workshop)
What’s Happening With Real Estate Finance Legislation in Washington?
Hear the latest on what's happening in Washington DC, and how it will affect the real estate industry and consumers. As a California delegate, Ron Henderson will present an overview on what transpired at the National Association of Mortgage Professionals Legislative and Regulatory Conference. Hear ... » Learn More about What’s Happening With Real Estate Finance Legislation in Washington?