I have heard from several homeowners lately that want to tap into their equity. Refinancing into a standard forward mortgage is an option for some, but many don't want to mess with their existing mortgage, deal with a Home Equity Line of Credit with another payment, or they want to eliminate their ... » Learn More about Reverse Mortgages vs. Home Equity Investments: Understanding the True Long Term Cost of “No Payment” Options
economics
Fed Rate Cuts, Mortgage Rates, and Housing: Understanding the Disconnect as We Head Into 2026
On December 10, 2025, the Federal Reserve once again trimmed the overnight federal funds rate, reducing the target range by 0.25% to 3.50%–3.75%, the third consecutive cut this year. The move shows policymakers are responding to slowing economic momentum, particularly in the job market, while ... » Learn More about Fed Rate Cuts, Mortgage Rates, and Housing: Understanding the Disconnect as We Head Into 2026
Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming
When I talk to a potential seller of a property we have to discuss the potential tax consequences. An investment property can use 1031 Exchanges to defer taxes and use the proceeds to upgrade or diversify their real estate holdings. With an owner occupied residence the sale incorporates a limited ... » Learn More about Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming
Perspective Matters: Why LA Homes Remain a Smart Investment in 2025
Home price growth has been decelerating in 2025. Nationally, appreciation has slowed compared to the red hot years of the pandemic era, but it remains positive in most of the big cities, Los Angeles included. A few metros across the country are seeing modest pullbacks in their price indexes, yet ... » Learn More about Perspective Matters: Why LA Homes Remain a Smart Investment in 2025
Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next
Over the past four years, mortgage rates have taken a wild ride, reflecting not only the Federal Reserve’s policy moves but also broader economic pressures that influence long term interest rates. Here's a break down of the timeline from late 2021 through today and explore where things may head ... » Learn More about Mortgage Rates: From Pandemic Lows to Today’s 6.49%… What’s Next