Every year, the Federal government updates mortgage loan limits to reflect housing market conditions, and 2026 is no different. Not all counties are created equal. Both Los Angeles and Ventura Counties are in high cost areas, but they can have different loan limits. That means for homebuyers ... » Learn More about Updated 2026 Conforming, FHA & VA Loan Limits for Los Angeles & Ventura Counties
Fannie Mae loan limits
The History of Freddie Mac and Fannie Mae Conforming Interest Rates
The recent conforming loan limit increase announcement from the Federal Housing Finance Agency (FHFA) for 2022 was the largest in percentage terms and in the actual amount historically. The attached list reflects the conforming loan amounts going back to 1980. The maximum loan limits are based ... » Learn More about The History of Freddie Mac and Fannie Mae Conforming Interest Rates
Newly Released Conforming Loan Limits For 2022
Over the past month, some lenders have rushed to fund loans with a higher conforming loan amount in advance of the actual official release from the Federal Housing Finance Agency (FHFA). The preliminary $625,000 loan amount was shy by a fair amount. Obviously, the lenders were being conservative ... » Learn More about Newly Released Conforming Loan Limits For 2022
What the Higher Conforming Loan Limits Means For New Mortgages
Some of my wholesale lenders are being aggressive and funding conforming loans on a higher conforming maximum loan limit of $625,000 for a one-unit property, which is $75,000 above the current FHFA limit of $548,000.The new limits generally are released for Freddie and Fannie loans by the Federal ... » Learn More about What the Higher Conforming Loan Limits Means For New Mortgages
New Fannie Mae and Freddie Mac Loan Limits for 2021
The substantial appreciation of residential real estate values in 2020 has helped the Federal Housing Finance Agency (FHFA) push the maximum loan amounts allowed for conforming loans to new highs. On a national level, the base loan amount increased from $510,400 (2020) to $548,250 (2021). The limits ... » Learn More about New Fannie Mae and Freddie Mac Loan Limits for 2021