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Mortgage Regulations

San Fernando Valley Real Estate Market End of 2024 Statistics

SFV Single Family Dwelling snapshot Dec 2024

If you are in the Los Angeles area, and have any questions or real estate sales or financing needs, feel free to contact me Ron Henderson GRI, SRES, SFR, RECS, CIAS, CREN, GREENPresident/BrokerMulti Real Estate Services, Inc.Gov’t Affairs Chair – Southland Regional Association of Realtors ... » Learn More about San Fernando Valley Real Estate Market End of 2024 Statistics

Filed Under: Market Updates Tagged With: California Real Estate market, economics, first time buyers, housing affordability, Los Angeles Real Estate market, mortgage rates, Mortgage Regulations, San Fernando Valley Real Estate Market

How Trump’s Economic Plan Could Impact Mortgage Rates

Legislation housing

When it comes to buying a home, mortgage rates play a massive role in determining affordability. With President-elect Trump’s potential economic policies on the horizon, it’s worth asking: how could these plans influence mortgage rates? Let’s break it down. 1. Fiscal Policies and Government Debt: ... » Learn More about How Trump’s Economic Plan Could Impact Mortgage Rates

Filed Under: Regulations and Laws Tagged With: economics, housing affordability, mortgage rates, Mortgage Regulations, Trump’s Economic Plan

Mortgage Rates Plummet a Year Ahead of Fed Funds Rate Drop

30 Fixed Mortgage 091824

I've said it numerous times: the Fed Funds Rate does not directly correlate with the 30-year fixed mortgage rate. Every time the Fed makes a move, it hits the news, and my phone starts ringing off the hook with potential borrowers expecting mortgage rates to drop. However, mortgage rates have ... » Learn More about Mortgage Rates Plummet a Year Ahead of Fed Funds Rate Drop

Filed Under: Mortgage Rates Tagged With: economics, Fed Rates, housing affordability, mortgage rates, Mortgage Regulations

California Gets an “F” in Financial Literacy Education per 2023 National Report Card on Financial Literacy in High Schools

Calif F in Financial Education 2023

A recent “report card” from the Center for Financial Literacy at Champlain College in Vermont shows there has been a significant increase in the number of states requiring students to take personal finance courses before graduation. Seven states received an “A”. Four states received an “F” including ... » Learn More about California Gets an “F” in Financial Literacy Education per 2023 National Report Card on Financial Literacy in High Schools

Filed Under: Regulations and Laws Tagged With: California fails financial education, economics, Financial Education, Mortgage Regulations

Questions For Homeowner’s Associations, and Information You Need To Know Before Buying

HOA image

Understanding elements when buying, or owning a property under the jurisdiction of a Homeowner's Association (HOA) is critical. This is way more than "How much are the HOA dues?" It can affect quality of lifestyle, or the economic viability of the unit. I always tell buyers when you own a ... » Learn More about Questions For Homeowner’s Associations, and Information You Need To Know Before Buying

Filed Under: Market Updates, Regulations and Laws Tagged With: California Real Estate market, economics, HOA, Homeowners associations, housing affordability, Mortgage Regulations, San Fernando Valley Real Estate Market

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