The U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) has finalized a new nationwide rule that goes into effect March 1, 2026, and I’m already getting questions about how it will impact real estate transactions here in Los Angeles and Ventura County. As we know, there’s a lot of fraud ... » Learn More about How the New FinCEN Regulation Will Affect Real Estate Transactions… What Buyers & Sellers Need to Know
Mortgage Regulations
Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans
When you're navigating the lending world, especially here in the San Fernando Valley and Greater Los Angeles, you’re going to hear two terms thrown around a lot: Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM). They sound technical, and honestly they are. But understanding the difference ... » Learn More about Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans
Mortgage Rates Continue to Drift Lower But What’s Really Driving Them?
The past year has been a rollercoaster for interest rates, but in recent weeks, we’re finally seeing a bit of relief. As of mid-October 2025, the average 30 year fixed mortgage rate has eased to 6.23%, while the 7/6 adjustable rate mortgage (ARM) is averaging around 5.72%. Both are down roughly a ... » Learn More about Mortgage Rates Continue to Drift Lower But What’s Really Driving Them?
Trump vs. the Fed: How Politics Could Drive Mortgage Rates Higher
President Trump has been all over the Federal Reserve pressuring them to lower interest rates since he took office in January. After the Fed Dropped their overnight rate a full percent the end of '23, they've been on hold. Tariffs, Immigration policies, sticky inflation, soft employment... The Fed ... » Learn More about Trump vs. the Fed: How Politics Could Drive Mortgage Rates Higher
San Fernando Valley Real Estate Market End of 2024 Statistics
If you are in the Los Angeles area, and have any questions or real estate sales or financing needs, feel free to contact me Ron Henderson GRI, SRES, SFR, RECS, CIAS, CREN, GREENPresident/BrokerMulti Real Estate Services, Inc.Gov’t Affairs Chair – Southland Regional Association of Realtors ... » Learn More about San Fernando Valley Real Estate Market End of 2024 Statistics