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Regulations and Laws

The New 2025 CalFire Fire Hazard Severity Zones Map: What’s Changed—and What Property Owners in SoCal Need to Know

There’s a brand-new 2025 CalFire Fire Hazard Severity Zones (FHSZ) map released April 25—and it’s not just a refresh. For property owners in Los Angeles and across Southern California, this update brings significant changes from previous maps, with real-world impacts on disclosures, maintenance, ... » Learn More about The New 2025 CalFire Fire Hazard Severity Zones Map: What’s Changed—and What Property Owners in SoCal Need to Know

Filed Under: Regulations and Laws Tagged With: CalFire Hazard Map, California Real Estate market, Insurance Cost, san fernando valley homes

LA’s Housing Dilemma: Why We Have More Renters and Fewer Homeowners

Home Ownership ratios map

Over the past 50 years, homeownership rates in Los Angeles County have fluctuated due to economic conditions, housing policies, and demographic shifts. Between 1954 and 1989, California saw an average of more than 200,000 new homes built annually, with multifamily housing making up a significant ... » Learn More about LA’s Housing Dilemma: Why We Have More Renters and Fewer Homeowners

Filed Under: Market Updates, Regulations and Laws Tagged With: economics, housing affordability, los angeles home ownership ratios, own vs rent housing, San Fernando Valley Real Estate Market

San Fernando Valley / Los Angeles Real Estate: Trends Shaping the Market in March 2025

SFV SFR Data Chart Feb 2025

There are numerous elements interacting right now that are shaping the San Fernando Valley and Los Angeles real estate markets. Some key factors include inventory levels, interest rates, government-imposed tariffs, layoffs, wildfires, insurance, and HOA issues. Let’s break down some of this. For ... » Learn More about San Fernando Valley / Los Angeles Real Estate: Trends Shaping the Market in March 2025

Filed Under: Market Updates, Mortgage Rates, Regulations and Laws Tagged With: economics, housing affordability, Los Angeles Real Estate market, mortgage rates, san fernando valley homes, San Fernando Valley Real Estate Market, Tariff housing, wildfires housing rebuilding

FHA’s 203(h) Mortgage Insurance for Disaster Victims program

House,With,Open,Interior,On,Top,Of,Blueprints,,Documents

Experiencing the devastation of losing a home to a wildfire is an unimaginable hardship. In such times, understanding the resources available can be a beacon of hope. One such resource is the FHA's 203(h) Mortgage Insurance for Disaster Victims program, designed to assist individuals in rebuilding ... » Learn More about FHA’s 203(h) Mortgage Insurance for Disaster Victims program

Filed Under: Mortgage Rates, Regulations and Laws Tagged With: 203H, 203K, Disaster Relief, economics, FHA loan, housing affordability

How Trump’s Economic Plan Could Impact Mortgage Rates

Legislation housing

When it comes to buying a home, mortgage rates play a massive role in determining affordability. With President-elect Trump’s potential economic policies on the horizon, it’s worth asking: how could these plans influence mortgage rates? Let’s break it down. 1. Fiscal Policies and Government Debt: ... » Learn More about How Trump’s Economic Plan Could Impact Mortgage Rates

Filed Under: Regulations and Laws Tagged With: economics, housing affordability, mortgage rates, Mortgage Regulations, Trump’s Economic Plan

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