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The New 2025 CalFire Fire Hazard Severity Zones Map: What’s Changed—and What Property Owners in SoCal Need to Know

April 9, 2025 by Ron Henderson

There’s a brand-new 2025 CalFire Fire Hazard Severity Zones (FHSZ) map released April 25—and it’s not just a refresh. For property owners in Los Angeles and across Southern California, this update brings significant changes from previous maps, with real-world impacts on disclosures, maintenance, ... » Learn More about The New 2025 CalFire Fire Hazard Severity Zones Map: What’s Changed—and What Property Owners in SoCal Need to Know

Filed Under: Regulations and Laws Tagged With: CalFire Hazard Map, California Real Estate market, Insurance Cost, san fernando valley homes

LA’s Housing Dilemma: Why We Have More Renters and Fewer Homeowners

March 13, 2025 by Ron Henderson

Home Ownership ratios map

Over the past 50 years, homeownership rates in Los Angeles County have fluctuated due to economic conditions, housing policies, and demographic shifts. Between 1954 and 1989, California saw an average of more than 200,000 new homes built annually, with multifamily housing making up a significant ... » Learn More about LA’s Housing Dilemma: Why We Have More Renters and Fewer Homeowners

Filed Under: Market Updates, Regulations and Laws Tagged With: economics, housing affordability, los angeles home ownership ratios, own vs rent housing, San Fernando Valley Real Estate Market

San Fernando Valley / Los Angeles Real Estate: Trends Shaping the Market in March 2025

March 13, 2025 by Ron Henderson

SFV SFR Data Chart Feb 2025

There are numerous elements interacting right now that are shaping the San Fernando Valley and Los Angeles real estate markets. Some key factors include inventory levels, interest rates, government-imposed tariffs, layoffs, wildfires, insurance, and HOA issues. Let’s break down some of this. For ... » Learn More about San Fernando Valley / Los Angeles Real Estate: Trends Shaping the Market in March 2025

Filed Under: Market Updates, Mortgage Rates, Regulations and Laws Tagged With: economics, housing affordability, Los Angeles Real Estate market, mortgage rates, san fernando valley homes, San Fernando Valley Real Estate Market, Tariff housing, wildfires housing rebuilding

Mortgage Rate Update, Tariffs, Inflation, and Debt: The Key Factors Driving Mortgage Rates

March 13, 2025 by Ron Henderson

The financial markets and mortgage rates have experienced significant volatility over the past year. A quick glance at the 30-Year Fixed Mortgage chart reveals a fluctuation of approximately 1.5%—with current rates sitting in the middle of this range. Recent Consumer Price Index (CPI) data indicates ... » Learn More about Mortgage Rate Update, Tariffs, Inflation, and Debt: The Key Factors Driving Mortgage Rates

Filed Under: Mortgage Rates Tagged With: economics, Government Layoffs, mortgage rates, Tarriffs

FHA’s 203(h) Mortgage Insurance for Disaster Victims program

January 29, 2025 by Ron Henderson

House,With,Open,Interior,On,Top,Of,Blueprints,,Documents

Experiencing the devastation of losing a home to a wildfire is an unimaginable hardship. In such times, understanding the resources available can be a beacon of hope. One such resource is the FHA's 203(h) Mortgage Insurance for Disaster Victims program, designed to assist individuals in rebuilding ... » Learn More about FHA’s 203(h) Mortgage Insurance for Disaster Victims program

Filed Under: Mortgage Rates, Regulations and Laws Tagged With: 203H, 203K, Disaster Relief, economics, FHA loan, housing affordability

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