I always say “When you hear it on the news, it’s obsolete”. When you hear the mortgage rates have dropped from the media, it’s based on Freddie Mac data that can be a week old. Rates can change a couple times a day, depending on financial markets. Over the past year, we’ve watched mortgage ... » Learn More about Mortgage Rates Have Dropped to Multi-Year Lows But Your Exact Rate Still Depends on Your Profile
How the New FinCEN Regulation Will Affect Real Estate Transactions… What Buyers & Sellers Need to Know
The U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) has finalized a new nationwide rule that goes into effect March 1, 2026, and I’m already getting questions about how it will impact real estate transactions here in Los Angeles and Ventura County. As we know, there’s a lot of fraud ... » Learn More about How the New FinCEN Regulation Will Affect Real Estate Transactions… What Buyers & Sellers Need to Know
San Fernando Valley Housing Market: 1959 to Today — How We Got Here, Where We Stand, and What to Expect in 2026
As a native of the San Fernando Valley, and selling real estate for over 40 years, I've seen several housing economic cycles. The San Fernando Valley housing market has always been shaped by a combination of economics, policy, interest rate cycles, demographic shifts, and more recently insurance, ... » Learn More about San Fernando Valley Housing Market: 1959 to Today — How We Got Here, Where We Stand, and What to Expect in 2026
Are Foreclosures Really “Surging”? Here’s the Real Story Behind the Headlines
Every few months the news cycle grabs onto a dramatic housing headline , and the most recent one claims that “foreclosures are rising sharply.” Technically, some foreclosure categories have increased year-over-year, but the real question is: compared to what? When you look at the actual data, ... » Learn More about Are Foreclosures Really “Surging”? Here’s the Real Story Behind the Headlines
Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans
When you're navigating the lending world, especially here in the San Fernando Valley and Greater Los Angeles, you’re going to hear two terms thrown around a lot: Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM). They sound technical, and honestly they are. But understanding the difference ... » Learn More about Not All Mortgages Are Created Equal: Understanding the Power of Non-QM Loans