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Updated 2026 Conforming, FHA & VA Loan Limits for Los Angeles & Ventura Counties

December 20, 2025 by Ron Henderson

Higher Mortgage Limits img

Every year, the Federal government updates mortgage loan limits to reflect housing market conditions, and 2026 is no different. Not all counties are created equal. Both Los Angeles and Ventura Counties are in high cost areas, but they can have different loan limits. That means for homebuyers ... » Learn More about Updated 2026 Conforming, FHA & VA Loan Limits for Los Angeles & Ventura Counties

Filed Under: Market Updates, Mortgage Rates Tagged With: 2026 conforming loan limits, Conforming loan limts Los Angeles Ventura housing, Fannie Mae loan limits, FHA Loan Limits, Freddie Mac loan limits, housing affordability, mortgage rates

Mortgage Rates Continue to Drift Lower But What’s Really Driving Them?

October 19, 2025 by Ron Henderson

30 yr Fixed Mortgage chart 101723 - 101725

The past year has been a rollercoaster for interest rates, but in recent weeks, we’re finally seeing a bit of relief. As of mid-October 2025, the average 30 year fixed mortgage rate has eased to 6.23%, while the 7/6 adjustable rate mortgage (ARM) is averaging around 5.72%. Both are down roughly a ... » Learn More about Mortgage Rates Continue to Drift Lower But What’s Really Driving Them?

Filed Under: Mortgage Rates Tagged With: 7 year arm vs 30 year fixed mortgage, mortgage rates, Mortgage Regulations

San Fernando Valley and Surrounding Areas Real Estate Market Update September 2025

October 18, 2025 by Ron Henderson

SFV SFR Stats Sept 2025

The San Fernando Valley housing market continues its gradual transition from the heated pace of the pandemic years to something more balanced… for many, a bit more complicated. Buyers are seeing the most inventory in over a decade, while sellers are learning that pricing strategy and presentation ... » Learn More about San Fernando Valley and Surrounding Areas Real Estate Market Update September 2025

Filed Under: Market Updates Tagged With: California Real Estate market, first time buyers, housing affordability, san fernando valley homes, San Fernando Valley Real Estate Market

Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming

September 28, 2025 by Ron Henderson

Capital Gain Housing img

When I talk to a potential seller of a property we have to discuss the potential tax consequences. An investment property can use 1031 Exchanges to defer taxes and use the proceeds to upgrade or diversify their real estate holdings. With an owner occupied residence the sale incorporates a limited ... » Learn More about Why Raising the Home Sale Tax Exclusion Is Crucial for Los Angeles – And It Looks Like It’s Finally Coming

Filed Under: Market Updates, Regulations and Laws Tagged With: economics, Home Sale Tax Exclusion, housing capital gains exemption, Housing sale taxes, sale of home tax

New Listing – Spacious Simi Pool Home

September 4, 2025 by Ron Henderson

Lowery Front sm

Set on a quiet Simi Valley street, this 5-bedroom, 2-bath home offers 1,516 sq ft of living space on a 6,500 sq ft lot with pool and patio. The flexible layout includes one bedroom and full bath downstairs, plus an upstairs conversion where one of the four bedrooms has been transformed into a ... » Learn More about New Listing – Spacious Simi Pool Home

Filed Under: New Listings Tagged With: California Real Estate market, first time buyers, Los Angeles Real Estate market, san fernando valley homes

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